Processing

Please Wait ...

Cooming Soon

Credit Card

  • Principal Outstanding:
|
0|
50 Lacs|
1 Cr|
1.5 Cr|
2 Cr
|
0|
2.5 Cr|
5 Cr|
7.5 Cr|
10 Cr

Rate of Interest:
|
0|
5|
10|
15|
20|
25
OR

Balance Tenure (In Months):  
|
1|
85|
180|
275|
360

  • EMI:
|
0 |
50 Lacs |
1 Cr |
1.5 Cr |
2 Cr

Moratorium Months:  
|
1 |
2 |
3 |
4 |
5 |
6


Tentative increase in tenure in months Tentative additional interest payable in Rupees

Disclaimer: This calculation is for demonstration purposes only, the values may differ for increased tenure and additional interest as per the actual details of the loan and as decided by Edelweiss policy. This calculation assumes moratorium opt in for a continuous period of opted in months and the start of the period has been taken from March 2020 for purpose of this demonstration. An updated loan repayment schedule will be shared with you on your registered Email ID after the end of moratorium period as opted by you.

Overview

We offer products for the following purposes-

  • For construction and purchase of house (Home Loan-HL)
  • Repair and renovation of dwelling units (Home Improvement Loan- HIL)
  • Plot Purchase and Construction thereon (PCL)
  • Loan against Property (LAP)
  • Balance Transfer Facility from other Financial Institutions (BT)

Our strength is in our ability to closely understand our customers repayment ability and tailor our offerings to that. We offer loans to all segments where formal income documents are not available and each loan offer is made after assessing the applicant through field investigation and cash flow assessment.

LTVs range from 50% to 90% depending upon product category with interest rates being calculated based on monthly rests. The tenure also ranges from 10 years to 20 years again depending upon product category.

We have also structured our product suite to cater to the following variety of customer segments-

  • Product for Employed customers with Cash Salary / Self Employed customers with Assessed Income
  • Products for Employed customers with regular bank salaries / Self employed and Professional customers based on their formal income proof
    • Products are offered for employed customers with regular bank salaries and Self employed/Professional customers based on their formal income proofs. Loan eligibility is calculated based on a combination of formal incomes and individual’s asset creation history thereby calculating eligibilities based on actual repayment capability.
    Customers get the benefit of customised loan eligibilities which matches their actual repayment ability thereby helping in meeting requirements in a better way.
    Eligibility is assessed based on factors like financials, age, vintage, qualification, asset creation, nature of business, continuity of income, financial discipline and savings history etc. Loans are assessed after detailed field investigation and cash flow assessment in addition to scrutiny of business financials.
    All charges, taxes, levies etc. applicable as per the prevailing rate will be charged over and above these charges. This statement of charges is as on date of disbursement and is subject to change in future.


    *The rates, fees, charges etc as stated herein above are subject to changes / revision from time to time at the sole discretion of Edelweiss Housing Finance Limited. The Companies will update the changed version on its website from time to time.
    The Rate of Interest will vary depending individual credit assessment of the customer and will be at the sole discretion of Edelweiss Housing Finance Limited.