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Overview Unsecured Business Loan Equipment Loan Secured Loan

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We at Edelweiss SME Lending recognise that SMEs play a crucial role in the Indian economy. We also understand the importance of financing for SME growth.

Edelweiss SME Lending offers a bouquet of lending solutions to the SME enterprises from ₹3.5 Lacs to ₹25 Crore.

Our robust product suite across Unsecured, Equipment and Secured Business loans are tailored to address your financial objectives such as Working Capital, Business Expansion, Machinery Purchase/Refinance, Capital Expenditure, Property purchase and Take-over of Existing Loans including Top-up.

3 reasons to choose Edelweiss SME Lending

Higher Loan-to-Value Ratio

We offer loans up to 125% of the market Value of the Property thus helping you to leverage your property value to the maximum.

Customised solutions to fast track your business

We partner with you to offer tailor-made solutions for your financing needs. A Relationship Manager dedicated to you will evaluate your funding needs on an ongoing basis to structure a customised funding solution for your business.

Concern for your time

Edelweiss SME Lending offers a speedy response to your application. We assure the Best in Industry TAT and a Quick Hassle Free experience.

We understand the dynamics of your business and the varied financial requirements to support different business cycles.
SME Unsecured Business Loans helps you with immediate funding to address the peak seasons, funds for executing large orders at hand, temporary fund-flow mismatch and any other immediate fund requirement for business.

Need for Finance

  • Working Capital Gap
  • Business Expansion
  • Sudden Work Orders
  • Loan amount from ₹3.5 Lacs to ₹50 Lacs
  • Tenure of up to 4 years
  • Collateral Free Loans
  • Speedy Disbursal
  • Minimum 3 years of track record in the business
  • Profit making business for the last 2 years
  • Minimum Turnover of ₹25 Lacs
Scheme SME Business Loans
Loan Processing Charges
  • Micro Million : 3.5% of the loan amount + applicable taxes
  • Mini Million & E Million Loan :3% of the loan amount + applicable taxes
  • Multi Million & Super Million Loan : 2% of the loan amount + applicable taxes
Prepayment / foreclosure charges 4% of the principal amount outstanding +applicable taxes
Stamp duty and other statutory charges As per applicable laws of the state
  • KYC documents of Director(s) / Partner(s) / Proprietor / Firm
  • Latest 2 years Financials & ITR
  • Bank statements for Last 6 months
  • Existing Facility / Loan Sanction Letters

We provide Machinery Loan To Support The Capital Investments Necessary To Upgrade, Improve, or Replace Equipment Which Can Help You in Manufacturing & Expanding Your Business.

  • Loan amount from ₹5 Lacs to ₹2.5 Crore
  • Loan Tenure of up to 5 years
  • No Secondary Collateral, Only Machinery is Hypothecated
  • Funding across the widest range of Industries and machinery ticket sizes
  • Minimum 3 years of track record in the business
  • Profit making business for the last 2 years
  • Minimum Turnover of ₹25 Lacs
Scheme SME Equipment Loans
Loan Processing Charges 2% of the loan amount + applicable taxes
Prepayment / foreclosure charges 4% of the principal amount outstanding + applicable taxes
Stamp duty and other statutory charges As per applicable laws of the state
  • KYC documents of Director(s) / Partner(s) / Proprietor / Firm
  • Latest 2 years Financials & ITR
  • Bank statements for Last 6 months
  • Existing Facility / Loan Sanction Letters
  • Machinery Invoice

We help you unlock the maximum potential of your Residential, Commercial and Industrial property through our SME Secured Loan. We also provide flexibility of collateral for secured loans - Property or Machinery or a combination of both. We offer Loan Against Existing Property or For Purchase of New Property.

  • Loan amount up to ₹25 Crore
  • Tenure of up to 10 years
  • High LTV: Up To 125% of Market Value of Property
  • Loan against Residential, Commercial and Industrial Property
  • Balance Transfer And Top-up Of Existing Loans With Other Financiers
  • Minimum 3 years of track record in the business
  • Profit making business for the last 3 years
  • Minimum Turnover of ₹25 Lacs
Scheme Secured Loans
Loan Processing Charges 2% of the loan amount + applicable taxes
Prepayment / foreclosure charges 4% of the principal amount outstanding + applicable taxes
Stamp duty and other statutory charges As per applicable laws of the state
  • KYC documents of Director(s) / Partner(s) / Proprietor / Firm
  • Latest 3 years Financials & ITR
  • Bank statements for Last 6 months
  • Existing Facility / Loan Sanction Letters
  • Property Documents
Edelweiss Financial Services Limited 2016

Edelweiss Retail Finance Limited (ERFL) | CIN: U67120MH1997PLC285490

The Company is having valid Certificate of Registration (CoR) No. B-13.02149 dated January 4,2017 issued by Reserve Bank of India (RBI) under Reserve Bank of India Act, 1934. However, RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of Company or correctness of any of the statements or representation made or opinion expressed by the Company.

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